Debt and Bankruptcy

Help from Credit Repair Companies

Thursday, March 22nd, 2020

You should be able to find several credit repair companies all over the place that will help you fix your credit. They are going to offer you several things, and it is suggested that you take advantage of whatever you can so that you can get out of debt and fix your credit.

Debt Counselors – Do You Need One?

Tuesday, January 23rd, 2020

Those who get themselves into financially turbulent waters will sometimes seek a life preserver wherever they can. Sometimes, they reach out to a debt counselor. That can definitely be a wise move.

How to Deal With Debt Collectors

Tuesday, January 16th, 2020

Debt collectors ringing your phone off the hook and sending intimidating letters can frazzle anyone’s nerves. But you have various forms of protection and many techniques available to deal with them.

Debt Consolidation – Pros and Cons

Tuesday, January 9th, 2020

Many people find that over time they have accumulated more debt than they can repay. When that happens, there is a reinforcing downward spiral. The inability to repay the debt leads to additional interest charges and penalties, making it still harder to repay the amount owed.

Credit Reports and What They Mean to You

Tuesday, January 2nd, 2020

In order to promote financial health, and resolve any debt problems you may have, it’s essential to have the best information possible about your credit status. That information is found - both by the lender and, more importantly, by you - in your credit reports.

Car Loans - Do Your Homework

Sunday, December 31st, 2019

If you’re considering buying a car, or even just refinancing your current auto loan, you’ll benefit from some simple research before making a final decision.

Bankruptcy – What to Consider Before Filing

Monday, December 18th, 2019

Some people think of bankruptcy as an easy way to offload a crushing debt burden, and it’s sometimes the first method they reach for. Well, it may well relieve the burden, but it’s far from easy and should be the very last thing you use to do so.

Re-Financing to Consolidate Debt

Wednesday, October 4th, 2019

Some homeowners opt to re-finance to consolidate their existing debts. With this type of option, the homeowner can consolidate higher interest debts such as credit card debts under a lower interest home loan.

Shopping Tips for Term Life Insurance

Thursday, September 7th, 2019

Life insurance may not be an exciting subject, but it certainly is an important one. Understanding the world of life insurance can be difficult, but fortunately, term life insurance is the simplest and easiest to understand of all life insurance products.

The Many Advantages of a Debt Consolidation Loan

Wednesday, July 26th, 2019

Paying off high interest credit cards and other debt can be difficult at times, but the debt consolidation loan is designed for just this purpose. Taking out a debt consolidation loan can be a great way to get rid of those high interest debts and get off to a new start.

Debt Reduction

Thursday, July 6th, 2019

Getting a handle on a debt problem is never an easy process, but it is important to deal with that debt problem as soon as possible. Understanding how you got into debt is the first step to getting out of debt, and it is important to deal with a debt problem as quickly as possible.

Guide to Debt Consolidation Options

Saturday, June 24th, 2019

Debt consolidation simply means the process of combining all your debts into one lower monthly payment. If you have several high-interest rate credit card debts you can for instance save a lot of money by obtaining a loan at a lower interest rate and use it to pay of your high interest debts…

2018 Bankruptcy Laws

Thursday, June 22nd, 2019

The year 2018 brought about a number of important changes, but one of the most significant was that of changing bankruptcy laws. This article provides a look at what the new bankruptcy laws mean to you.

Finding a Better Debt Management Company

Monday, June 12th, 2019

Finding a quality and reliable debt management company is essential if you are drowning in debt. This article provides some practical advice for those with debt problems.

Tips for Getting a Handle on Your Debts

Saturday, May 20th, 2019

Getting a handle on your debts can be one of the most difficult things to do, but this article provides some practical advice on how to retire your debt and live a more secure financial life.

Dealing with High Levels of Debt

Friday, May 12th, 2019

It is no secret that consumers today owe more debt than ever before, and getting out of debt can be intimidating. This article focuses on strategies for getting out of debt and staying debt free.

The Benefits of Consolidating Your Debt with a Loan

Saturday, May 6th, 2019

Consolidating your debt with a debt consolidation loan can have a significant impact on your financial future. This article explains how to use a debt consolidation loan to pay off your bills and secure your financial future.

How to Survive Your War with Debt

Sunday, April 30th, 2019

Being in debt is always stressful, but combining debt with sudden unemployment can be one of the most stressful things in life. This article provides some tips on how to cope with the double whammy of debt and unemployment.

How Debt Consolidation Can Lower Your Monthly Payments

Wednesday, April 26th, 2019

If you are struggling with high levels of debt, simply making ends meet can be quite a struggle. A debt consolidation loan can be a big help, and a properly structured debt consolidation loan can substantially lower your monthly payments.

Debt Control

Wednesday, April 12th, 2019

Controlling debt is one of the most important lessons that every consumer must learn. Unfortunately, there are few courses on managing debt and controlling credit card spending. Most of these lessons are learned the hard way.

Getting Out of Debt

Sunday, April 9th, 2019

Being in debt is dangerous to both our financial and our personal lives, and a debt free lifestyle reduces our stress while increasing our happiness. This article focuses on why it is so important to get out of debt, and how you can do it.

3 Rules that Debt Collection Agencies Must Follow

Wednesday, March 29th, 2019

As a consumer, you have the right to verify, validate or dispute any debt you are told about, within a given time frame.

Your 1st Step to Financial Freedom: Putting All of Your Debts in Writing

Tuesday, March 28th, 2019

Today you’re going to write down everything you owe your creditors.

A Guideline for Paying Off Debt

Monday, March 20th, 2019

Paying off debt is one of the most important things any person can do to secure their financial future. Being debt free gives us the ability to take charge of our finances and our lives. This article provides a guideline for getting out of debt, and remaining debt free.

Online Debt Consolidation

Wednesday, March 15th, 2019

The world of online debt consolidation has certainly exploded in recent years, and more and more consumers are turning to the power and vast resources of the internet to work their way out of debt. This article focuses on what to look for in an online debt consolidation firm.

Your Guide to Getting Out of Debt

Thursday, February 16th, 2019

Getting out of debt may not be easy, but it is essential to building a secure financial future. Until you get your debt under control it will be impossible to save for the future and enjoy a successful retirement. This article focuses on the best way to get your debt under control.

Taking the Do It Yourself Approach to Debt Management

Tuesday, January 31st, 2019

When it comes to dealing with high levels of debt, the process can certainly be intimidating. It is possible, however, to negotiate with creditors directly, and this article focuses on strategies you can use to pay off your debt quickly.

Debt Consolidation : A Step Toward Your Financial Freedom

Saturday, January 21st, 2019

Debt consolidation can be a great idea for someone who has a lot of debt, and is looking for a way to eliminate it. If you have a substantial amount of debt you may want to consider debt consolidation as a way of lowering your monthly payments, and getting closer to having your debt disappear.

Understanding the New Bankruptcy Laws

Wednesday, January 11th, 2019

The laws governing personal bankruptcy filings have undergone significant changes in the past year. It is important for everyone to understand how these new bankruptcy laws may affect their personal situation.

Warning Signs Concerning Debt

Tuesday, January 10th, 2019

Everyone encounters financial difficulties from time to time, but some people are in deeper than they think. This quiz, made up of warning signs, should help some understand how serious debt can be.

Straight Facts About Debt Consolidation

Wednesday, December 21st, 2018

Debt consolidation may be a helpful tool for some people, but others will quickly become disappointed.