Mortgages

Re-Financing with Bad Credit

Tuesday, October 3rd, 2019

Today there are so many loan options available and so many ways for lenders to protect themselves that those with bad credit can not only find a suitable mortgage but can also find appealing re-financing options as well.

What Is a Cash Out Re-Finance?

Tuesday, October 3rd, 2019

A cash out re-finance basically enables the homeowner to re-finance their home for an amount greater than the balance of the exiting mortgage.

Choosing a Lender

Monday, October 2nd, 2019

Choosing a lender is a very important part of the process of re-financing a home. Understanding the different re-financing options and knowing how each of these options work is very important but none of this matters at all if the homeowner is unable to find a lender who is willing to offer them the rates and terms they are seeking.

Is It Time to Re-Finance?

Monday, October 2nd, 2019

Re-financing is essentially taking out one home loan to repay an existing home loan. This may sound odd at first but it is important to realize when this is done properly it can result in a significant cost savings for the homeowner over the course of the loan.

Set Up Home with Your Loved One

Wednesday, September 13th, 2019

Want to set up home with your loved one? know about the personal finance basics in the real estate sector.

Fixed Rate Mortgage

Monday, July 17th, 2019

When it comes to shopping for a mortgage there are certainly many of exotic loans to choose from. These days there are interest only mortgages, reverse amortization mortgages and all manner of adjustable rate mortgages, but many home buyers still prefer the safety and security that only a traditional fixed rate mortgage can provide.

Effective Strategies for Selling Your Own Home

Monday, July 3rd, 2019

Selling your own home has been increasing in popularity, and more and more homeowners are choosing this solution to sell their home. Selling your own home can be a challenge, but it can also save you thousands of dollars compared to the cost of using a traditional real estate broker.

Selling Your Own Home – Tips for Getting the Best Price

Monday, June 26th, 2019

These days more and more homeowners are choosing to sell their homes on their own, and selling your own home can certainly save you thousands of dollars. It is important, however, to know how to stage your home and show it off to its best advantage.

Real Estate Market Tips

Saturday, May 13th, 2019

The price of real estate, like the price of anything else, is driven by supply and demand. The smaller the supply and the greater the demand, the higher prices should spiral.

The Importance of Mortgage Pre-Approval and Pre-Qualification

Thursday, April 20th, 2019

When it comes to shopping for a home and a mortgage, nothing provides as much power and control as getting pre-approved for the loan you need. Getting pre-approved for a mortgage gives you the peace of mind to know exactly how much home you can afford before you start shopping.

Homeowner’s Protection Act

Wednesday, April 5th, 2019

The Homeowner’s Protection Act is one of the most important new law to come along in many years, and it can save smart homeowners thousands of dollars. This article focuses on what homeowners need to know about this important new law.

Saving Money by Reducing Mortgage Expenses

Monday, April 3rd, 2019

For most people, the roof over their head is the most significant, and most expensive, single purchase they will ever make. Saving money on mortgages expenses is one of the most effective ways to improve your financial condition and build up equity in the home.

Be Careful When Pulling Cash Out of Your Home

Wednesday, March 22nd, 2019

At first blush, those great refinancing offers that allow you to pull cash out of your home to pay credit card bills and other expenses seem like a no brainer. On further examination, however, there are some drawbacks as well as the touted benefits. It is important to know how cashing out equity can affect your overall credit picture.

Why No Equity Mortgage Loans Can Be Dangerous

Friday, March 17th, 2019

It seems that no money down loans, and even 125% loan to value (LTV) loans are all the rage these days in the world of mortgages and home refinancing. These loans can be dangerous, however, and it is important to look at both the potential benefits and the potential pitfalls of this unique form of financing.

4 Reasons Why Real Estate Is a Good Investment

Thursday, March 9th, 2019

Individual investors should consider sinking some cash into real estate once they’ve built a solid portfolio of stocks and bonds.

Reverse Mortgages and Their Differences

Friday, February 24th, 2019

A look is taken at the three basic types of reverse mortgages, a valuable type of loan that allows older individuals to borrow money without incurring a monthly payment.

Bad Credit Does Not Equal No Mortgage

Tuesday, February 21st, 2019

Having bad credit will not necessarily prevent you from obtaining a home mortgage. Finding a lender and finding reasonable rates can be a challenge. However, the task is not impossible or hopeless.

Mortgage Brokers

Thursday, February 9th, 2019

Mortgage brokers are a popular way to get the mortgage you need. While there are many places to seek a mortgage, mortgage brokers can be an interesting choice. This article focuses on what to look for in a mortgage broker, and how to get the best deal possible.

Refinancing Your home the Right Way

Thursday, January 26th, 2019

It is no secret that home refinancing is on the rise. This explosion of interest in mortgage refinancing has been spurred on by record low interest rates, and this article focuses on what to look for in a home refinancing deal.

Seeking a Mortgage, but I have bad credit

Thursday, January 19th, 2019

Obtaining a mortgage is not easy when you have poor credit. Begin working to improve your credit today!

Understanding the Reverse Loan Mortgage

Friday, January 13th, 2019

A reverse loan mortgage is a loan taken out, using your home as collateral, that requires no repayment for as long as the owner lives in the house. This mortgage is a wonderful option for elderly homeowners that require work done on their home or would simply like to have a little cash in their pocket.

Mortgage Loans: A Brief Summary

Friday, December 16th, 2018

A mortgage loan is a temporary pledge of property to a creditor. By taking out a mortgage you are agreeing that you will pay back any money that you borrow from a creditor by a specific date. For security, creditors hold the title or rights to your property until the money has been paid back in full.