Personal Finance Guide

Can anyone predict what is going to happen tomorrow? Today’s merriment may end into a grave misfortune tomorrow. So what we need is to remain mentally prepared all the time.

If you are a couple who both use the same account or even dealing with separate accounts and checkbooks, your goal is to control your budget with proper maintenance. You and your spouse or partner will have to design your own system, but it should include some principles so you’ll spend only what your income allows according to a predetermined plan.

It is important to realize that the major events in a person’s life, like getting married, having children and buying a first home, can have a significant impact on credit history and credit scores. It is important to know just what impact these life altering events have on our financial lives.

Savings and money market accounts can be found at banks.

Diversification is a big attraction for many investors who choose mutual funds.

The key to financial freedom is simpler than you might think. This article reveals the most important steps you can take to achieve the goal of financial freedom.

Just as a physical checkup is vital to your good health, an annual financial checkup is essential to keeping your financial life on track. Taking a look at your finances at least once a year is important to keeping your financial goals rolling along. This article focuses on the best way to keep your financial life healthy.

A sold financial plan is essential to a secure future and a comfortable retirement. Without a solid financial plan behind you, it will be all but impossible to reach the goals you seek. This article focuses on the best way to create a financial plan that meets your needs.

While trading stocks through a broker was once prohibitively expensive for the average investor, the internet has made such trades incredibly affordable. This article focuses on what to look for, and how to get the most out of, an online broker.

Proper budgeting is the key to any successful financial plan, but many people never take the time or gain the knowledge needed to create a realistic budget plan. This article provides tips for creating a budget plan you can live with.

Teaching kids about money is one of the most daunting tasks parents face. This article focuses on teaching kids what they need to know about money in order to grow into fiscally responsible adults.